TLTI/ NEOS Treasury Long Income
Comprehensive risk audit, payout history, and forward-looking dividend projections.
What This Page Shows
- Dividend yield and net yield after fees (5.91% vs 5.33%)
- Risk tier classification: Tier 4 Volatility Harvest
- TTM NAV change: -2.2%
- Income sustainability flags and payout history trends
DivAgent Audit Brief
TLTI is a Tier 4 Volatility Harvest asset yielding 5.91%. It utilizes an aggressive options strategy to generate income, resulting in high immediate yield but significant risk of NAV erosion. NAV stability remains within healthy ranges.
Provider
NEOS
Sector
Fixed Income
Asset Class
Long Government
Expense Ratio
0.58%
AUM
$8.75M
Inception
—
Distribution
monthly
NAV Change (1Y)
-2.2%
Who Should Buy TLTI?
TLTI is best suited for Income Maximizers. The fund generates a 5.91% yield through collecting dividends from portfolio companies.
Aggressive income seekers who prioritize high current cash flow over capital appreciation.
You are building a 'forever portfolio' and cannot tolerate NAV (share price) decline.
Quick Audit
- TypeTraditional Equity
- ComplexityHigh
- Tax EfficiencyLow (Ordinary Income)
- VolatilityModerate (Lower Beta)
Comparing stated yield to actual total return performance
Return of Capital Note: NEOS funds classify ~95% of distributions as Return of Capital (ROC) for tax purposes. This reflects their tax-loss harvesting strategy, NOT principal liquidation. ROC reduces your cost basis and defers taxes.
Liquidity Warning: Very High Risk
TLTI has very high liquidity risk. You may experience wide bid-ask spreads and significant slippage when entering or exiting positions. Consider using limit orders and avoid market orders for large positions.
Small fund size increases closure risk
Institutional Data Locked
Advanced liquidity metrics for Tier 4 assets are available to Premium members.
Unlock MetricsDivAgent Analyst Verdict
“TLTI is currently serving as a high-yield accelerator. Investors should be aware that corporate or government bonds. fixed coupon payments with credit risk depending on issuer quality.”
Risk Profile Audit
Classified as high risk to principal. Significant NAV erosion is possible during volatile markets. Suitable only for income-focused satellite positions.
Price Chart
Live DataCalculate Your Returns
Estimate income for TLTI
~21.31 shares at $46.92
Estimates use the latest forecasted distribution and are not guarantees.
Track TLTI in DivAgentVerified Payout History
Last 5 of 15 Payments| Ex-Dividend Date | Amount | Frequency | Status |
|---|---|---|---|
| Feb 11, 2026 | $0.2310 | Monthly | PAID |
| Jan 14, 2026 | $0.2310 | Monthly | PAID |
| Dec 24, 2025 | $0.2320 | Monthly | PAID |
| Nov 26, 2025 | $0.2380 | Monthly | PAID |
| Oct 22, 2025 | $0.2420 | Monthly | PAID |
+10 more dividends hidden | |||
10 more dividends available
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Compare TLTI Alternatives
See All ComparisonsTLTI FAQ
Common questions about TLTI dividends, safety, and performance
Institutional Analysis Context
This FAQ section provides institutional-grade analysis of TLTI. DivAgent evaluates dividend ETFs using a proprietary 5-Tier Risk Spectrum that measures income sustainability, NAV erosion risk, and distribution source quality. Data is updated daily from market sources.
DivAgent Data Methodology
Risk Tier Classification
Our 5-Tier Risk Spectrum is not an editorial opinion. It is a quantitative scoring model derived from 36-month volatility, max drawdown depth, and option skew (for derivative funds). A "Tier 1" rating implies volatility comparable to short-term treasuries, while "Tier 5" indicates localized volatility exceeding the S&P 500.
NAV Erosion Calculation
We calculate "Erosion" by stripping out distribution payments to isolate the price performance of the underlying collateral. If a fund's share price drops by more than its distribution yield over a rolling 12-month period, it is flagged as eroding capital. This protects investors from "Yield Traps" that return their own principal as taxable income.
Yield vs. Income
DivAgent distinguishes between "SEC Yield" (standardized) and "Distribution Rate" (cash-on-cash). For option-income ETFs (e.g., Covered Calls), we prioritize the Trailing 12-Month (TTM) distribution rate as a more accurate reflection of realized income, while flagging that future payouts fluctuate with implied volatility.
Performance Benchmarking
All "Total Return" metrics differ from price return. We assume immediate reinvestment of all dividends (DRIP) on the pay date, with no tax friction. This "Net Total Return" metric allows for a true apples-to-apples comparison between high-yield/flat-price funds and low-yield/high-growth funds.